1–3%

typical saving on transfers
vs your high-street bank

€0

transfer fees with our
specialist FX partners

12 mo

forward contracts available —
fix your rate today

CURRENCY EXCHANGE

Save thousands on your property transfer

For buyers purchasing a property in Spain from outside the Eurozone — particularly British, American and other non-Euro buyers — currency exchange is one of the most financially significant elements of the entire purchase. The difference between a poor exchange rate and the best available on a €300,000 purchase can easily amount to €5,000 or more.

Quantum Realty works with specialist currency exchange partners who serve international property buyers. These are not high-street banks or standard online transfer services. They are specialist providers who offer preferential exchange rates, no transfer fees, and a dedicated account manager who understands the property purchase timeline.

Why you should not use your bank

Most banks offer unfavourable exchange rates and charge transfer fees on top. For a single large transfer — such as the balance payment on a property purchase — the combined cost can be substantial. A specialist provider typically offers rates significantly closer to the interbank rate, with no transfer fee.

Beyond the rate, specialist providers offer tools that banks do not. A forward contract allows you to fix today's exchange rate for a transfer that will happen in the future — protecting you against currency movements before your completion date.

WHAT WE OFFER

  • ● Preferential exchange rates vs banks
  • ● Zero transfer fees
  • ● Dedicated property-specialist account manager
  • ● Forward contracts — fix your rate now
  • ● Stage payment scheduling for new builds
  • ● Fully regulated & compliant providers

OUR ADVICE

Get in early — before you make an offer

We recommend speaking to our currency partner as early as possible in the buying process. Getting set up before you make an offer gives you three important advantages:

  • ✓You know the true cost of your purchase in your home currency — including the FX impact.
  • ✓You can consider a forward contract to lock in today's rate before the market moves.
  • ✓You avoid last-minute scrambles — your account is ready when you need to transfer funds.

Setting up an account is free and takes minutes. Contact us and we'll connect you with our currency partner.

COMMON QUESTIONS

Frequently asked questions

Yes. Reputable currency exchange specialists in the UK and EU are regulated by the relevant financial authorities. Our partners are fully regulated and compliant.

A forward contract lets you agree today's exchange rate for a transfer you'll make in the future — typically up to twelve months ahead. You pay a small deposit now and the balance at the time of transfer.

Yes. Our currency partners are experienced in managing the phased payment schedules typical of off-plan property purchases and can help you plan each transfer accordingly.

Savings of 1–3% on the transferred amount are typical. On a €400,000 purchase, this could mean €4,000–€12,000 more in your pocket.

Enquire About Currency Exchange

Get in touch to discuss your currency transfer and find out how much you could save.

Enquire Property

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Our currency exchange service helps buyers across the Costa del Sol transfer funds securely and at competitive rates. Whether you are purchasing property in Marbella, Mijas, La Cala de Mijas, El Chaparral, Mijas Costa, Estepona, Benalmádena, Fuengirola and Torremolinos, our advisors can help you time your transfer to maximise your purchasing budget.